Thriff is a budgeting app that helps you manage your finances. We respect your privacy, and we are committed to protecting your personal data. This policy explains how we collect, use, and share your data, and what rights you have regarding your data.

What data do we collect?

We collect the following types of data from you:

• Account data: When you create an account on Thriff, we ask you to provide a username (which may be your email) and a password. We use this data to identify you and provide you access to our services. We support two-factor authentication (2FA) to enhance your security.
• Financial data: When you use Thriff, we collect the financial data that you enter into the app, such as your budgets, debts, savings, income, expenses, and other related information. We use this data to provide you with our services, such as tracking your spending habits, creating reports, and giving you personalized advice.
• Other data: We do not collect any other data from you or from any third-party sources. We do not use cookies or other tracking technologies to monitor your online activity.

How do we use your data?

We use your data for the following purposes:

• To provide our services: We use your data to deliver our services to you, such as displaying your financial information, generating reports, and giving you personalized advice.
• To improve our services: We use your data to analyze how you use our app, identify any issues or errors, and make improvements to our features and functionality.
• To communicate with you: We use your data to send you service-related messages, such as notifications, alerts, updates, and support.

How do we share your data?

We do not share your data with any third parties for any purpose. We only share your data with our service providers who help us operate our app, such as hosting, storage, security, and analytics. These service providers are contractually obligated to protect your data and use it only for the purposes we specify.

How do we protect your data?

We take appropriate technical and organizational measures to protect your data from unauthorized access, use, disclosure, alteration, or destruction. We encrypt your data in transit and at rest using industry-standard encryption methods. We also limit the access to your data to our authorized personnel who need it to perform their duties.

How long do we keep your data?

We keep your data for as long as you have an account on Thriff and as long as necessary to provide our services to you. You can delete all your data at the press of a button in the app settings. When you delete your data, we will erase it from our systems and backups within a reasonable time.

What rights do you have regarding your data?

You have the following rights regarding your data:

• Access: You can access and view all your data in the app at any time.
• Correction: You can edit and update all your data in the app at any time.
• Deletion: You can delete all your data in the app at any time by using the delete button in the app settings.
• Complaint: You can contact us if you have any questions or concerns about our privacy policy or practices. You can also lodge a complaint with the relevant supervisory authority in your jurisdiction.

How do we update this policy?

We may update this policy from time to time to reflect changes in our services, laws, or regulations. We will notify you of any material changes by posting a notice on our app or by emailing you. Your continued use of our app after the notice period will constitute your acceptance of the updated policy.

How can you contact us?

If you have any questions or feedback about this policy or our privacy practices, please contact us at hello@thriff.app.

Thank you for using Thriff!