Welcome to Thriff, a budgeting app that helps you manage your finances. These terms of service ("Terms") govern your use of our app and services. By using our app, you agree to these Terms. If you do not agree to these Terms, you may not use our app.

1. Account and Financial Information

We collect account information and financial information from you when you use our app. We only collect the information that is necessary to provide our services to you. We do not share your information with any third parties for any purpose.

2. Use of Our App

You may use our app only for lawful purposes and in accordance with these Terms. You agree not to use our app:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the app, or which, as determined by us, may harm us or users of the app or expose them to liability.
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the app, or which, as determined by us, may harm us or users of the app or expose them to liability.

3. Penalties for Misuse

We take misuse of our app seriously. If we determine that you have violated these Terms or engaged in any other conduct that we deem inappropriate, we may take any action we deem appropriate, including but not limited to:

• Suspending or terminating your access to our app.
• Reporting you to law enforcement authorities.
• Pursuing any other legal remedies available to us.

4. Disclaimer of Warranties

Our app is provided "as is" and "as available" without warranty of any kind, either express or implied. We do not warrant that our app will be uninterrupted or error-free.

5. Limitation of Liability

In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our app.

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya, without giving effect to any principles of conflicts of law.

If you are located outside the Republic of Kenya, you agree to comply with the laws and regulations of your own jurisdiction. You acknowledge that you are solely responsible for complying with any applicable laws and regulations in your own jurisdiction, and that we have no liability or responsibility for your failure to do so.

7. Changes to These Terms

We reserve the right to modify these Terms at any time in our sole discretion. If we make material changes to these Terms, we will notify you by email or by posting a notice on our website prior to the effective date of the changes. Your continued use of our app after the effective date of the changes constitutes your acceptance of the changes.

8. Contact Us

If you have any questions about these Terms, please contact us at hello@thriff.app.

Thank you for using Thriff!